We love helping new customers with loans; however, we do have certain criteria that must be met in order to get approved.
We understand that not everyone's credit is perfect and circumstances change. We are willing to review and consider all applications.
Below are Some Guidelines to Assist in Applying:
Must have stable and verifiable employment
Able to provide 2 current bank statements
Verify your current residence with a power/water bill or the phone number of your landlord
Provide security for the loan in case of default
Examples: Auto security or 4 personal property items with names and serial numbers
(electronic, guns, etc.)
Generally, a minimum credit score of 600 is required, however we consider all applications. Some exceptions will be permitted, such as providing an auto title for collateral. Title should be 7 years old or less.
Must not have more than 3 open loans with other lenders
A valid South Carolina license
Must have lived in the upstate for at least 6 months
Decisions are subject to liberal credit policies. We do not discriminate due to religious beliefs, political views, ethnicity, gender, or other lifestyle choices.